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  <!-- ── CORE PAGES ─────────────────────────────────────────────── -->

  <url>
    <loc>https://www.agedcareactionplan.au/</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/about</loc>
    <lastmod>2026-05-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/privacy</loc>
    <lastmod>2026-05-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/glossary</loc>
    <lastmod>2026-05-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/calculator</loc>
    <lastmod>2026-05-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/monthly-update</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/navigator</loc>
    <lastmod>2026-05-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/start</loc>
    <lastmod>2026-05-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/assessment-prep-landing</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/statement-decoder-landing</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ── GUIDES — OLD /guides/ CONVENTION ──────────────────────── -->
  <!-- These are existing published pages. Do not rename without    -->
  <!-- a GSC redirect plan — they may have indexed equity.          -->

  <url>
    <loc>https://www.agedcareactionplan.au/guides/assessment-prep</loc>
    <lastmod>2026-05-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/guides/classifications-in-hours</loc>
    <lastmod>2026-07-01</lastmod>
    <!-- NOTE: July 2026 indexation watch — classification funding amounts -->
    <!-- update 1 July 2026. Update lastmod and re-verify content then.    -->
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/guides/iat-decoded</loc>
    <lastmod>2026-07-01</lastmod>
    <!-- NOTE: July 2026 indexation watch — verify content still accurate  -->
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/guides/choosing-provider</loc>
    <lastmod>2026-05-29</lastmod>
    <!-- Updated Session 11: back-link to /guide/aged-care-provider added (e9e1cae) -->
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.agedcareactionplan.au/guides/escalation-ladder</loc>
    <lastmod>2026-05-29</lastmod>
    <!-- Updated Session 11: back-link to /guide/aged-care-provider added (e9e1cae) -->
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ── GUIDES — NEW /guide/ CONVENTION ───────────────────────── -->
  <!-- All new guide pages from 14 May 2026 onwards use /guide/     -->
  <!-- (singular). Do not mix conventions within a cluster.         -->

  <!-- Pillar 4 — Piece 3 — Shipped Session 8, 23 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/support-at-home-vs-home-care-package</loc>
    <lastmod>2026-05-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Pillar 4 — Piece 4 — Shipped Session 9, 26 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/support-at-home-changes-october-2026</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Pillar 5 — Pillar page — Shipped Session 9, 26 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/aged-care-provider</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Pillar 5 — Cluster Piece 1 — Shipped Session 10, 27 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/switch-home-care-provider</loc>
    <lastmod>2026-05-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Pillar 5 — Cluster Piece 2 — Shipped Session 10, 27 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/home-care-agreement-red-flags</loc>
    <lastmod>2026-05-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Pillar 5 — Cluster Piece 3 — Shipped Session 10, 27 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/provider-not-delivering-services</loc>
    <lastmod>2026-05-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Pillar 5 — Cluster Piece 4 — Shipped Session 11, 29 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/home-care-costs-explained</loc>
    <lastmod>2026-05-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Pillar 5 — Cluster Piece 5 — Shipped Session 11, 29 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/care-plan-review-rights</loc>
    <lastmod>2026-05-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Pillar 6 — Pillar page — Shipped Session 12, 29 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/acat-assessment</loc>
    <lastmod>2026-05-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Pillar 6 — Cluster Piece 1 — Shipped Session 13, 29 May 2026 -->
  <url>
    <loc>https://www.agedcareactionplan.au/guide/how-to-prepare-aged-care-assessment</loc>
    <lastmod>2026-05-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

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