The aged care system is complex.
These guides cut through it.

Six in-depth guides covering every stage — from getting in, to understanding what you've been approved for, to knowing your rights once services have started. Every guide links directly to the free tools that help you act on what you've read.

By Steve Hadfield, AgedCareActionPlan.au · Last updated: 26 April 2026 · Based on the Aged Care Act 2024 and Aged Care Rules 2025

UniversalFor everyone
Regardless of where you are in the system.
Escalation

Aged care complaints: who to call and in what order

When your provider isn't delivering — five escalation steps, phone numbers, and word-for-word scripts. Most complaints are resolved by Step 2.

Free tools
Population AGetting in
Parent in hospital, just had a fall, or starting from scratch.
First steps

What to do in the first 72 hours when aged care is needed

No idea where to start — hospital discharge, a fall, GP just said they can't cope alone. Here's who to call, what to say, and what most families miss in the first 72 hours.

Free tools
Assessment

How to prepare for your aged care assessment — and get the classification that reflects reality

A single point on one domain can mean $7,730 more or less in annual funding. Families routinely undersell. This guide covers all 8 domains, what the assessor is measuring, and exactly what to say.

Free tools
Waiting

Support at Home waiting times — what to expect and what to do

Approved but still waiting? More than 80,000 people were in the queue in early 2025. This guide explains the three separate waits, how the priority system works, what interim funding is, and how to get CHSP support while you wait.

Free tools
Assessment (deep dive)

The IAT algorithm decoded — how your aged care assessment works

The algorithm that determines years of funding — and how to make sure it reflects the real situation. Covers all 8 scored domains with specific preparation tips for each.

Free tools
Population BJust approved
Received a classification, a 56-day deadline, and no explanation.
Classifications

What your Support at Home classification actually buys — in hours

The government publishes dollar amounts. Nobody publishes hours. This guide translates every level — for personal care, cleaning, and nursing — so you can plan realistically.

Free tools
Provider selection

How to choose a Support at Home provider — and avoid the mistakes that cost families thousands

873 providers nationally and no fees published in one place. The difference between the cheapest and most expensive at Classification 3 is $4,393 per year. Here's the five-question framework to compare them.

Free tools
Equipment

AT-HM explained — how to get equipment and home modifications funded

AT-HM is a completely separate budget. A grab rail or bathroom ramp doesn't reduce your care hours by a single minute. Most families don't know this.

Free tools
Population CLiving inside the system
Have a provider, receiving services, confused or concerned about what's happening.
Billing

Your aged care statement decoded — every line explained

Eight families in one Facebook group asked about their statements in a single month. Not one could explain the care management line. This guide decodes every line item.

Free tools
Services

What your aged care support worker will and won't do

Support workers do your laundry — but only yours, not your spouse's. They cook your meal, not the family's. These distinctions are in the framework but are almost never explained.

Free tools
All populationsFees and transitions
What you pay, what changed in November 2025, and what changes in July 2026.
Urgent — July 2026

Support at Home price caps from 1 July 2026 — what changes and what to check

From 1 July 2026, providers cannot exceed government-set price caps or add surcharges. Gardening and cleaning are excluded. Here's what to check in your service agreement before July.

Free tools
What you pay

Support at Home contribution rates — what you pay by service and income

Clinical care is always free. Personal care costs a moderate amount. Cleaning costs the most. Rates depend on pension status. Self-funded retirees now pay zero for nursing — a change most don't know about.

Free tools
HCP transition

Home Care Package to Support at Home — what actually changed on 1 November 2025

The transition was automatic. But package management fees disappeared, service prices changed, and new agreements were required. What changed, what the no-worse-off principle covers, and what to check now.

Free tools

Not sure where you are in the system?

Answer a few questions about your situation and get a personalised plan — step-by-step instructions, phone scripts, and the right tools for where you are right now.

All free tools

© 2026 AgedCareActionPlan.au · Independent · Australian-made · No provider commissions

Guides verified against the Aged Care Act 2024 and Aged Care Rules 2025. Check myagedcare.gov.au for current rates.

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