Provider fees come out of your quarterly budget before any services are delivered. Enter your classification level and what your provider charges to see the real impact.
Federal Budget 2026–27 announcement
From 1 October 2026, personal care services (showering, dressing, continence support) will attract no co-contribution. If your services begin after this date, your actual out-of-pocket costs will be lower than shown here for personal care items.
Classification 3 — Moderate care needs — $5,491.43/quarter
"What is your total fee percentage — care management plus administration — as a percentage of my quarterly budget? For my Classification 3, that budget is $5,491.43 per quarter. I need a combined percentage figure, not just the care management component."
The care management fee is legally capped at 10% ($549.14/quarter for Classification 3). Administration fees are not capped — but must be disclosed in your service agreement before you sign. Get this number from at least three providers before making a decision.
Fees too high?
High fees are one of the most common problems families discover after they've already committed to a provider. The Complete System covers the comparison questions, the exact fee percentages to ask for, and a service agreement checklist — so you start with the right provider at the right fee.
Get the Complete System — $97 →30-day money-back guarantee. If this plan doesn't help, reply to the delivery email for a full refund. No form, no justification required.
Navigator membership
Navigator monitors your monthly statements and tracks whether fees stay within what was agreed — including alerting you to fee increases before they accumulate.
$29/month. Cancel anytime. No lock-in.
Learn about Navigator →